Online Pre-Discharge Bankruptcy Education

After completion of the course, please contact our agency and provide the name of your attorney.

Certificates issued at completion of this course are only valid in bankruptcy districts in Georgia and the Middle district in Alabama. If you register for a bankruptcy course and subsequently choose to file in a district not served by this agency, your certificate will be invalid and you will not receive a refund from this agency.

Joint filers may choose to attend this class together

Pre-Discharge Bankruptcy Course Disclosure

Welcome! We understand that you are here because you are currently in bankruptcy proceedings and are required to complete a Personal Financial Management Instructional Course before the bankruptcy can be discharged.

This agency has over twenty-five years of experience helping people with financial problems. Our role is not to be judgmental, but to provide assistance. At the conclusion of this course, you will be provided with a certificate that you will need to prove you have taken the required education.

This agency is a member of the National Foundation for Credit Counseling (“NFCC”). The NFCC has high standards for quality credit counseling and financial education, and this agency complies with those standards. In addition, this agency is accredited by the Council on Accreditation (“COA”), an independent third-party organization that reviews and monitors entities that provide social services. We are a non-profit agency. We are organized and operate in accordance with Section 501(c)(3) of the Internal Revenue Code.

This course is designed to help improve your personal financial management skills so that you may make better money decisions in the future. It is not intended to take the place of a consultation with an attorney regarding any bankruptcy proceedings, your legal rights and options. Once you have completed the course, we will provide you with a certificate of course completion.

To help cover the cost of providing this session to you, this agency charges fees based on your ability to pay utilizing a sliding fee scale, your gross income compared to federal poverty guidelines, and the number of persons in your household. The maximum fee an individual can be charged is $50. In certain circumstances, you may be able to have this fee waived, as services may be provided without regard to your ability to pay.

This agency receives funding in the form of grants from private foundations, state and federal governmental units, the United Way, and credit grantors. We do not pay or receive fees or other considerations for the referral of debtor students to or by this organization.

If you are filing jointly and are able to complete the entire session together online, please indicate “yes” as you register. If both joint filers cannot complete the online session together, and the filers will have to complete the online session at different times, please indicate “no” as you register. Once you submit your registration, you must attend the online session as you have indicated.

Approved to issue certificates evidencing completion of a personal financial management instructional course in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of a provider’s services.